How much do you need?

When is your next payday?

Interest:

Fees:

Total Repayment:

Enter your South African ID Number




By submitting your information you are allowing or providing HMT Loans CC with a consent to do a credit check with a credit bureau

Repayment period:
Minimum: 60 Day
Maximum: 90 Days
APR
Our annual percentage rate is 36%

Please note that these are only approximate figures. All rates are calculated on a daily basis as stipulated by the National Credit Regulator. Please request a quote from us to determine the actual repayment amount and installment(s) should you wish to apply for a loan.

  

TAKE CONTROL OF YOUR IMMEDIATE FINANCIAL SITUATION WITH A LOAN FROM HMT TODAY

SAMEDAY LOANS FROM R500 TO R2000

 

APR

3% per month (which equates to a maximum of 36% APR).

REPAYMENT TERMS

Repayments will be made over no less than 1 month and no more than 2 months.

RENEWAL POLICY

No Renewals of Loans are automatic. All New loans are subject to employment and affordability criteria. A Consumer will qualify for the same amount if it is paid successfully for 3 times. Thereafter limit may be reviewed depending on consumer’s Financial circumstances and affordability. No additional fees are charged to Renew a loan. Each loan carries its standard fees in terms of Chapter 5 of the Credit Act No 34 of 2005.

COLLECTION POLICY

All Collections are done by NAEDO Debit orders and soon to be introduced AC (Authenticated Collections) via FNB.

NON-PAYMENT

Non-payment will result in a R60 service fee charge if the loan is arrears for 30 days. Additional Interest of 3% per month may also be added for up to 2 months. After this the Debt will be handed over to our external collection agency and their Attorneys. Not paying your loan could impact your Credit Rating and make it difficult to qualify for finance at other Credit Providers.

EXAMPLE

If R1000 is borrowed for 25 days.
Interest: R41.67
Fees: R230.00
Total to Repay: R1,271.67

How it Works

How it works

How it works

SLIDING SCALE ON THE HOME PAGE
By using the sliding scale on the home page you could instantly decide how much money you need and the time frame in which you would like to pay it back.

APPLICATION FORM
Complete the online application form. Our application process is quick, secure and easy. Moments after you submit your application you will know the result.

APPLICATION VALIDATION
After approval we need to validate your income. We will require a copy of your ID document, your three latest bank statements or three most recent payslips. These documents must clearly show your personal details as well as your income for the last three months.

MONEY IN ACCOUNT
Once approved we will transfer the money to your bank account

What you need

What you need

Copy of your ID Number

Cellphone number

Bank account

Latest three months bank statements and most recent payslip